from your family, friends and even your spouse.
This is important because people can't ask you for money that they're not aware you have.
Oftentimes, people know how to save but they can't hold on to their money because some loved-one or even just a desperate acquaintance urgently needs the money. And most of the time we feel guilty for having some money and they don't.
But think about it, why should you feel guilty? You've worked hard to have some savings so that one day, if you're in a desperate situation, you won't have to ask someone else for money.
Some people will say, that's the reason they loan the money. It's a kind of security so that when they need it the most people would respond in turn. That works too. But how sure are you that they'll return the favor? The way they take care of their money, by the time you'll need their help, they won't have anything to lend you. And it's a vicious cycle. For everyone's lives to improve, this cycle must stop.
But let's make it easier. It's easier to avoid the whole drama if people do not know you have a surplus saved away. They won't come to you for money in the first place and you don't have to worry about turning them down.
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